Pricing: Financing

Loans or Leases, making the right choice with First Pacific Funding

What's Important?
Obtaining the equipment you need for your business to grow and generate profits is the objective. Doing this with ease and flexibility can be difficult with the myriad of options available. The First Pacific Funding Product enables you to focus on obtaining assets for the purpose of profit generation, by combining effective financing solutions.

Own it or Use it?
When considering equipment purchases, remember that there is a difference between ownership of equipment and use from the perspective of profit generation.
If an asset appreciates, like real estate, it makes sense to own. If not, then what you really want to do is gain use for the duration that is necessary.

Paying Cash
Would you pay a new employee five years in advance to work for you? Of course not. Then why deplete your precious operating capital in costly equipment expenditures? Think about generating profits while you pay for the equipment.

The Bank
It may appear that banks charge lower interest rates than finance companies most of the time. Not exactly. You may have a "low" interest rate, but you are required to leave part of your own money in the bank.
Maintaining certain financial ratios, enforced covenants and collection rights on personal and business assets also means more restrictions and less protection that may have been first thought.

Renting Equipment
Renting the equipment you need may look attractive in the short term, but what about the big picture? The expense of renting equipment over a period of time depletes the ability to effectively generate profits.

The Right Choice
 By partnering with First Pacific Funding, you will work with a dedicated team whose priority is to understand your business. From establishing a pre-approved line of credit to providing superior service, First Pacific Funding provides the full spectrum of equipment finance products and services.

First Pacific Funding
Diana Hodson-Wlodarczyk 877-733-5575 / DianaH@firstpacificfunding.com

Click Here to Apply Securely Online NOW

 

First Pacific Funding

First Pacific Funding-
We know the wine business!

At First Pacific Funding you’ll get the individual attention, personal service and access to capital to provide your business with a full spectrum of equipment financing and leasing solutions.

By becoming our partner, you’ll find that we are big enough to provide the products you need yet small enough to care about your business.

First Pacific Funding
Wenatchee, WA Office
Diana Hodson-Wlodarczyk
(877) 733-5575
Fax (509) 884-8690

DianaH@firstpacificfunding.com